'Nearly $1bn has disappeared from Kabul Bank in mysterious insider loans. The scandal has pushed Afghanistan's tiny economy to the brink of ruin – and yet no one has been charged'

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"As he saunters into the shisha bar atop one of Kabul's most exclusive hotels, the man accused of rivalling only the Taliban in terms of the damage he has done to Afghanistan does not seem particularly haunted by his actions. Nor does he seem worried that he might have to answer for his role in what is, in relative terms given Afghanistan's tiny economy, the biggest bank collapse in history.

Khalilullah Ferozi, supposedly under house arrest, settles into a seat and orders a shisha and several plates of rice and kebab. On his wrist sits a diamond-studded watch. As he talks, getting animated, a steady spray of half-masticated kebab flies across the table.

Ferozi, a pillar of the Afghan business establishment, lost his job as chief executive of Kabul Bank last year after the Afghan Central Bank belatedly realised he had been in effect running it, along with the bank's former chairman, Sherkhan Farnood, as a giant pyramid scheme. Yet none of the other well-heeled diners at the shisha bar, largely members of Afghanistan's post-2001 nouveau riche, bat an eyelid. Nobody seems disturbed by the presence of a man who helped drain the savings of thousands of depositors totalling $579m (£359m) in a binge of insider lending by the bank's politically powerful shareholders. Because there was never any obligation to pay any interest on these "loans", the total unaccounted sum is $910m. In a country where GDP is just $12bn, that is an extraordinary figure".................LINK