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Wednesday, May 30, 2012

''We need a stronger Glass-Steagall Act to regulate financial firms''

From LATimes

"Bring back Glass-Steagall!" That's the cry you hear most often for restoring regulatory stringency to our misbehaving financial sector.

The 1933 law, which barred commercial banks from underwriting or investing in stocks — in effect, from owning investment banks — was repealed in 1999, and reinstating it is a good proposal for several reasons. But what the 2008 financial crash and misadventures such as JPMorgan Chase's multibillion-dollar derivatives loss tell us is that reinstatement of the old law isn't enough. What we really need is a sort of 21st-century Glass-Steagall Act with a laser focus on the activities that threaten the financial system in the modern era.''

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